We also have TIW, and we usually have our car. We take trips to POP and POFQ for lunch/dinner on our way to/from the parks during midday breaks to get the 20% discount. Also, getting ice cream at the POP food court on the way home at night instead of in the parks will get you 20% off. Earl of Sandwich at DTD has a AAA discount. Splitting a pizza at Via Napoli and using the TIW card can get you a TS meal for cheaper than a counter service elsewhere. Plaza, Liberty Tree, and Grand Floridian Cafe and a few other TS places can be as cheap at CS w/ TIW depending on what you order. Pretty much any TS w/ sandwiches on the menu. If you have to do character meals, the cheapest way is to schedule a really late breakfast and use it as your lunch. Breakfasts are always cheaper than lunches or dinners. Always eat CS at AK due to TIW discount.