Another borrowing question..please clarify.

Discussion in 'Purchasing DVC' started by eeyoresmom, Jan 19, 2007.

  1. eeyoresmom

    eeyoresmom Guest

    I swear I understood all this when I bought:blush: I have a Dec UY. If I book a stay at my home resort in October (before my points are actually available ) for 11 months out, am I borrowing?:confused3 If so,is the only way to avoid this is wait until Dec 1 to make any reservations?? TIA
     
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  3. OKWMom

    OKWMom DIS Veteran

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    If I understand your question correctly, you are saying your points will be available December 1, 2007, but you want to call in October, 2007 to make a reservation for September, 2008. If that is what you are really saying, then no, you will not be borrowing the points because the reservation using those points will be in your 2007 use year.
     
  4. LisaS

    LisaS DIS Veteran

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    With a December Use Year:

    your '06 UY points are valid for stays from Dec 1, 2006 - Nov 30, 2007
    your '07 UY points are valid for stays from Dec 1, 2007 - Nov 30, 2008
    your '08 UY points are valid for stays from Dec 1, 2008 - Nov 30, 2009

    If you want to book at stay for Oct '07, that falls within your 2006 Use Year so you can use any of the following points to "pay" for that stay: banked '05 points, '06 points, borrowed '07 points.

    You can always book at your home resort 11 months prior to your checkout date regardless of your Use Year, and 7 months prior at non-home resorts. You just need to have enough points available in the same Use Year as your vacation dates.

    Hope that helps!
     
  5. eeyoresmom

    eeyoresmom Guest

  6. Loco4Disney

    Loco4Disney Earning My Ears

    Joined:
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    I just bought into SSR with a December Use Year today. Does this mean that I don't have any points available to me now, until the last month of this year?!?!?! That doesn't seem right, but I'm still looking for clarification on this point. Can you answer this? Thanks!
     
  7. LisaS

    LisaS DIS Veteran

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    You should be getting Dec '06 points with your purchase. Your guide should be able to confirm this for you. Just give him/her a call.
     

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