Confusion often exists, particularly with newer members, over the concept of use year and which year's points apply to a trip. What to remember is that you can always make a reservation 11 months out at home resort or 7 at others. However, when determining which points to use for a trip, wipe from your mind the date you will call or go online to reserve. Instead focus only on the dates you will be at WDW. Since those dates are in September 2016, your "current" use year points for that trip are those coming in June 2016. To use June 2015 points for that trip, you must first bank them. That can easily be done by calling MS or going online in the main section where you can find your use year and number of points in the current and future years. After you have banked the points, you will be able to go online at 11 months out in Oct 2015 and make your reservation using those banked points, any "current " June 2016 points, and if needed even borrow points from your June 2017 year.