We are buying DVC!

Congrats/best wishes on the future marriage. Since you and your intended both love Disney I can understand the interest in DVC.
Before you sign on the dotted line promising to pay DVC $Xxx per month for the next 10 years have you as a couple developed a budget?
Do you already own your home? If not a commitment to make payments on a timeshare may reduce how much house you can afford to buy.
Do you own your cars and don't anticipate using financing to upgrade in the next couple of years? All student loans paid in full? Not financing any other parts of the wedding? No credit card debt? Future children possible w/ the loss of one income or the addition of childcare costs? A 10 yr commitment to repay a timeshare is a long time.
Digging a financial hole based on how much you can borrow is not a solid beginning to a marriage. Just make sure you know your future budget, and if financing Disney works w/ a realistic look at future expenses and needs then go ahead and sign if you think financing is the way to go, if not then wait and save and pay cash later.


We are only financing through Disney until we go through a bank to get better rates. Neither him nor I are too concerned with financing it. We make good money, have very little debt, and have excellent credit. We don't have any kids (yet) but will look for that in another couple years.

Thanks for the advice everyone, we pay our down payment tomorrow!
 
Payment has been made!!!! 100 points at the VGF. We picked an April UY

If you have the Disney Visa Card you can put your purchase on your credit card and get 6 months FREE financing ... that gives you some time to get other financing without much of a hassle ... or save a huge amount each month to pay it off.
 

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