My fiance and I are getting married May 30th, 2014. Instead of doing a honeymoon the traditional way, we decided to purchase DVC in the Grand Floridian and use our points to go on a honeymoon! I wanted to ask you all a couple questions. 1. I have seen that several people have mentioned buying 50 points in one resort, and 50 in another, why do this? 2. Disney's rates seem high, am I correct in assuming I can take out a loan through a bank, pay off disney, and then pay my bank? I think this is all the questions we have right now, we're currently waiting on DVC to call us back!! We are so excited, my fiance has been 33 times and we're both ready to make this step!!! Looking forward to joining the family shortly!!