I'm confused about these point things. You buy 1,000,000 for $500. That is worth one weeks stay? There must be more involved in buying into this than just buying points or everyone would be doing it.
You are buying the contract for $500 but you have to pay the MF's monthly.
Usually it is considered on Wyndham that MF are on average about $5.00 per 1000 points.
So, a 1,000,000 contract would cost between $4,000 and $7,000 per year with the "average" being about $5,000 per year or $420 (aprox) per month.
Depending on what you want for room size, we would get a 2br, you could get several weeks a year, depending on where you stay.
We could get a 2br at...
Sedona Arizona in January (winter break) for 154,000 points
Glacier Canyon (Wisconsin Dells) 57,000 for a 3 night trip
National Harbour in April (Cherry Blossoms) 275,000 points
Bonnet Creek during the summer (way to hot for me) 224,000 points
La Belle Maison (New Orleans in the fall) 231,000 points
Glacier Canyon (Wisconsin Dells) 53,000 for a 4 night trip
Leaving you just short of 1,000,000 points used
I would run out of vacation time before that though!