Hi, my wife and i took the tour back in April of last year. We got married that week at the Boardwalk and fell in love with the resort. We really want to stay at the Boardwalk for our future vacations and are very interested in joining. I've read so many posts regarding booking reservations at the 7month mark and have seen many mixed reviews. I guess i dont' know what to do. On the resale market we can buy BWV at $84 pt and get points this Feb. I called Disney today and they said it's no problem at all to buy BWV direct from them but it's at $95 pt. They said there is no closing costs and that they could find us a contract that would have 2006 banked points. So, if i'm looking at 200 pts lets say, right off the bat i'm paying an extra $2200. I guess i'm saving approx $600 in closing by going direct. Am i gaining anything else by going direct? I'm not sure what the banked points get me if i can get a Feb use year and have points next month. I also don't really know about the dues as far as when they are due in either scenario. The CSR at Disney also thinks that the best deal by far is the $86 incentive at SSR that's supposedly good thru the 20th of this month. He thinks that in the future when AKV is opened, which he noted should start building by the end of 2007, that booking reservations at BWV would get eaisier not harder as some people have stated. Can anyone give me some guidance / advice on what we should do? Thanks in advance