have you considered running the numbers on how you would financialy fare without your income? i ask b/c at one point in time my former employer was offering voluntary time off and i was SHOCKED when we ran it past our cpa and realized how much just tax wise decreasing my earnings would save us-we ended up netting more than my pay decreased. adding in any costs to work-gas, tolls, the convenience foods/to go foods that we had gotten into the habit of defaulting into b/c we were both so exhausted (or we felt guilty cuz we felt like we wanted to do something special with our kiddos b/c of the limited time we were all together). you may find that you still have some 'fluff money' after all of that is taken into consideration.
i'm a worrier so i would be looking at the worst case scenario-could your household get by w/o your dh's work income (just his retirement and va $)? if not i would keep on with it until i could find something part time (or at least with easier on the family hours). if you can and it's just being thrown at vacations you have to decide if an easier pace of life with more family time 365 days a year outweighs a handful of days escaping from home.
i'm a worrier so i would be looking at the worst case scenario-could your household get by w/o your dh's work income (just his retirement and va $)? if not i would keep on with it until i could find something part time (or at least with easier on the family hours). if you can and it's just being thrown at vacations you have to decide if an easier pace of life with more family time 365 days a year outweighs a handful of days escaping from home.