DVC is for long term so in terms of current loss of blue card perks, be sure to think about it in that light,
Yes, Disney has suspended new AP sales but it has to do with Covid and not DVC. The fact that they continue to allow new ones to be sold or renewed to certain people is a good sign it will be back at WDW.
Right now, RIV would be the big plus for direct, If staying there isn’t wanted at all, then it may not make sense at this time, especially with no real new resorts on the horizon other than DL.
But, will you want the discounts if the do come back? Will you have regrets being locked out of new resorts? Are you planning more purchases down the road that can lead you to direct then?
I agree that today it is a little hard to justify...I won’t go with resale again because I realize I like being able to use my points when and where I want and regret the restricted points I now have...but I love RIV..so that impacts my opinion. And, we have APs that can be renewed too...