Where to buy points?

[crisi]

You'll almost certainly be able to find something on site if you own VB or HH - if you call between six and seven months (right at seven months for certain times of year). I wouldn't worry about that. I would worry about:

1) Money savings in your initial purchase being eaten up by dues - $2 a year will make the difference in 2 or three years if you buy OKW. Yep, there is a huge difference in cost between VB and AKL - not much of one between VB and OKW.

2) The rate of increase of dues - which I believe has been higher on the coast with hurricane risks and the cost of insurance.

3) The possibility that a beach resort will get hit by a hurricane assessment - that would eat up savings very quickly.

4) The possibility that following a hurricane DVC would decide not to repair and rebuild (they'll do an insurance payout to owners if that is the case - but you wouldn't own DVC anymore).

 

[carlbarry]

You'll almost certainly be able to find something on site if you own VB or HH - if you call between six and seven months (right at seven months for certain times of year). I wouldn't worry about that. I would worry about:

1) Money savings in your initial purchase being eaten up by dues - $2 a year will make the difference in 2 or three years if you buy OKW. Yep, there is a huge difference in cost between VB and AKL - not much of one between VB and OKW.

2) The rate of increase of dues - which I believe has been higher on the coast with hurricane risks and the cost of insurance.

3) The possibility that a beach resort will get hit by a hurricane assessment - that would eat up savings very quickly.

4) The possibility that following a hurricane DVC would decide not to repair and rebuild (they'll do an insurance payout to owners if that is the case - but you wouldn't own DVC anymore).

Yes, very good points indeed! Thanks. And as you point out, the difference in cost between a VB and OKW resale is not all that great, so the difference in purchase price/increased annual fees would even out in perhaps 8 years, so between the threat of increased fees at VB and the safety of being able to stay on-site with OKW, it would NOT be worth the initial savings.