Chirple
DIS Veteran
- Joined
- Sep 30, 2009
is it a shorter cruise than 7 days?
It's a 7 day on the Fantasy.
is it a shorter cruise than 7 days?
That's still before you have to yes it's definitely an emotional thing, I do not feel like it is "mine" until it has been paid for... and I want it! Also the longer the money sits in my account the more it hurts to spend it, lol.
Just clarifying for folks that may be new that your PIF date may be significantly earlier than your booking window. We are silver so our booking window opens at 90 days pre-cruise, but for 7-day sailings the PIF date is now 120 days pre-cruise.
Changes to port fees/taxes. Those are set by the ports, not DCL, so sometimes they get changed and that changes your cruise price.
To answer the original question, I have a credit card that has 3% bonus on travel for the first $2,500 spent each quarter. So I made sure to spread out my payments a bit to maximize that benefit. The gift card thing doesn't work for me because I'd worry too much about being refunded to gift card if anything came up, and I don't like holding on to thousands of dollars in what is basically cash that anybody could spend if I misplaced it or if it were stolen.
We pay just a few days prior to the PIF just to make sure there's no timing issues. I see no reason to give anyone my money prior to when it's required. I get the interest (yes, it's quite minimal if at all but it's mine, not theirs) and I don't have to get it back if I cancel. I understand that some people like to know that it's paid off, but if the money is put aside, it's as good as being paid off without the hassle of having to retrieve it if you cancel. We pay our bills at work just before due date, never earlier which is good business/accounting practice. I do the exact same thing at home.