This may sound a little complicated, but bear with me if you can possibly help! Our use year is February, and we have a ressie this February which is using all but 10 of our annual points. We just decided we'd like to add on an additional night(we realize this may not even be possible, but we're gonna try!) but will have to borrow from our 2008 points to do it. The day we're adding on is after our use year, but can we make the ressie now, before we actually have access to the points? In other words, can we borrow points before we have them, if our ressie is after the date we'll get them? I know, really confusing, and we're making ourselves crazy trying to figure it out! This complicated scenario will actually simplify our vacation; the alternative is much more complicated, involving multiple flights from 3 different cities, so I hope we can do this--and I wish I'd thought of it yesterday, when Member Services was actually open!