Rick,
I share your phobia of spiders. BIG TIME! I never thought that I would share this story, but here it is.
One fine morning, I hopped in the shower, wet my hair and started to shampoo it. I was blissfully unaware of the fact that I wasn't alone. I just happened to open my eyes and there it was. The biggest freakin' spider I have ever seen in my life. It was suspended in mid air right in front of me and I panicked. I screamed at the top of my lungs, pushed the shower curtain open and hopped out of the shower. Still screaming, I proceded to run out of the bathroom and down the hallway as if my hair were on fire. I make it to the living room and there sits DH laughing his butt off hysterically at me. I stood there yelling "go kill it now, there's LIVESTOCK in the bathroom!" He could not get his composure. It took him a minute or so to say, "Kel, you are naked and you are standing in front of a window." Of course the curtains are pushed back in "said" window because it was such a nice day outside. Thankfully, we were living in the middle of no where at the time so we rarely saw any neighbors. Even so, DH thought that this was quite amusing. He finally gained his composure (after what seemed to be a lifetime) and took care of it. I managed to calm down about twenty minutes later and finished my shower.
BTW, my husband won't let me live this down, and I won't take a shower without inspecting it first!