Hi, I used to be a "strap hinge all the way" person but recently I started doing my smaller books (8 x 8) in the post bound/top loader style and they work out great. I still like the strap bound for larger books.
You can get so many different kinds of albums made with photo safe materials now. That used to be the main problem - the only ones that were photo safe were the strap hinge ones. I say that whatever works best for you and your style of scrapbooking is what should matter most. IF you like bumpy pages or use a lot of metal tags, tiles, eyelets, mats, ribbons, etc. then the top loader sheets in most post bound books may not work for you - your page may get to bumpy to go back into the sleeve.
One advantage of the top loader books is that you can re-arrange your pages if you don't scrap on both sides of the paper. The thing I like most about the strap hinge albums is how sturdy the pages are - but that can make the album heavy once you get 45 - 50 - 60 pages in it.
We are in Vacation Club

and our DVC book is a 12 x 15 strap hinge book and I love it - mainly because of the large pages so we can put a lot of photos on each page and do a few pages for each trip.
We do separate albums for our cruises

though (12 x 12 strap hinge).
I would ask around and see what kind of albums your friends use. Then ask to see their books and compare the way they are put together and see what kind you like best.
Sorry so long but I do tend to ramble.
