The current rates for 3, 5, & 10 years are:
- 10.95% with 20% down and direct withdraw from your bank.
- 11.95% with 20% down if you make your monthly payments by check
- 11.95% with 10% down and direct withdraw from your bank
- 12.95% with 10% down if you make your monthly payments by check
The rate is the same for all three year programs. The only lower rate was for one year, which was 5.95% with 50% down.
I just bought too and have been spending all free time in the paperwork.