Numer 3 - Don't have a credit card or admit you using one.
I do like to see differing opinions and in some cases it has changed my opinion.
Two of those that I can think of
1) Gay marriage - I was worried that if it was legal that it would be forced on existing churches. Once they passed the law in MA and nothing changed WRT church weddings, my concern was gone and I am all for them.
2.