We are still (1 year later) debating whether to buy into DVC or not. One question I have is what happens in 2042 or 2054 when all the points expire? Do you lose your "vacation club"? Will Disney turn around and start selling new points to new members and making money again??? That doesn't sound right to me...Either way, we are hoping to go to WDW in April next year and may go on a DVC tour then (haven't done that yet). Maybe that will help us make up our mind.