webbies = slang for WebCertificates. You can cash out at MyPoints for one and it is a MasterCard. You can use it online for purchases or get an actual card which I think is a $6.95 fee and use it at brick and mortar stores. Keep in mind, which I just found out last night, it's use it or lose it! I let mine sit and they service charged it to a zero balance. I got the money put back in but she said they'd never do that again.