Tiinkerbelle,
Have you visited the Disney weddings website? (
www.disneyweddings.com)
I'm not sure if you have all the latest information.
An intimate wedding now includes 20 guests total (including the bride and groom). It also includes the music, flowers, limo, site fee, Disney photography, the cake and champagne reception, and probably a bit more that I'm forgetting for about $2500 (give or take). But you will have to book at least 4 nights in a Disney owned and operated resort (Swan/Dolphin and SOG do not count).
For the custom wedding (more than 20 guests)...there is a minimum room night requirement. In other words, you have to "guarantee" that your guests will pay to stay on Disney property for so many room nights.
I would also suspect that if you are looking at New Years Eve for your ceremony...the minimum cost is going to be something higher than $10,000. My guess is it's going to be closer to $20,000 (Disney's custom rate for Saturday weddings).
Definitely check out the website, it's pretty comprehensive...and talk to someone at Disney.
All in all, the cost of a Disney wedding is reasonable by most standards. For example, a typical wedding in my area would easily run me $15,000 or more...but my Intimate Disney Wedding was easily half that (and included our Disney honeymoon).
Good Luck and Have Fun!!!