VDH Questions for Purchasing

[Girlstar30]

I barely finished analyzing the 200 points and so far ive just eliminated 200 without MB

Im only saving $1pp if I go 200 points regardless of MB or not. Not too thrilling to me. I am able to jump onto the next incentive period if theres better incentives on 200 points ( I doubt it with the price being raised but I am anxiously waiting)

She just sent me the 3 way 150 point split. I guess I can spend the rest of the night going back and forth over and over again what I want before tomorrow

 

[Girlstar30]

I think you are right because there’s no reason to run scenarios. Your cost is your cost regardless of the split. If you split 3 ways your cost is the same if it’s 75/75/50 or 100/50/50

Thank you

 

[Girlstar30]

Welcome Home ladies!

We may allow you to break it into four payments over 60 days.

Here are cost estimates for three 50-point contracts:

1st 50-point contract:
Current Price: $12,250.00
Incentive Value applied: $3,150
Closing costs: $111.75
Document Preparation Fee: $250
Offer Price: $9,461.75
20% $1,892.35

2nd 50-point contract:
Current Price: $12,250.00
Incentive Value applied: $1,150
Closing Costs: $111.75
Document Preparation Fee: $250
Offer Price: $11,461.80
20% $2,292.36

3rd 50-point contract:
Current Price: $12,250.00
Incentive Value applied: $1,150
Closing Costs: $111.75
Document Preparation Fee: $250
Offer Price: $11,461.80
20% $2,292.36

Total Incentive Value: $5,450

 

[Girlstar30]

I thought it was particularly special to note that we are closing on my dad's birthday. I didnt pick this date, thats just how it landed

 

[Wedgeout]

My brain cant handle another one

Me either. So appears got it to $220 per point before all the closing & handling charges??

 

[VGCgroupie]

Welcome Home ladies!

We may allow you to break it into four payments over 60 days.

Here are cost estimates for three 50-point contracts:

1st 50-point contract:
Current Price: $12,250.00
Incentive Value applied: $3,150
Closing costs: $111.75
Document Preparation Fee: $250
Offer Price: $9,461.75
20% $1,892.35

2nd 50-point contract:
Current Price: $12,250.00
Incentive Value applied: $1,150
Closing Costs: $111.75
Document Preparation Fee: $250
Offer Price: $11,461.80
20% $2,292.36

3rd 50-point contract:
Current Price: $12,250.00
Incentive Value applied: $1,150
Closing Costs: $111.75
Document Preparation Fee: $250
Offer Price: $11,461.80
20% $2,292.36

Total Incentive Value: $5,450

Why they split the incentive unevenly is beyond me. But it’s not worth even asking why. It’s the same amount money no matter how it’s distributed.

 

[Girlstar30]

Me either. So appears got it to $220 per point before all the closing & handling charges??

Youre asking the wrong person I have no clue lolol

 

[VGCgroupie]

Me either. So appears got it to $220 per point before all the closing & handling charges??

No should be less than $220

 

[Girlstar30]

Why they split the incentive unevenly is beyond me. But it’s not worth even asking why. It’s the same amount money no matter how it’s distributed.

I know what is the rhyme and reason lol, she said she has to input it into a computer and it spits it out, should I ask out of curiosity

 

[Wedgeout]

Youre asking the wrong person I have no clue lolol

Just trying to do your math if VDH at $245 currently. $220 not bad.

 

[VGCgroupie]

I know what is the rhyme and reason lol, she said she has to input it into a computer and it spits it out, should I ask out of curiosity

I wouldn’t you are going to drive her crazy. Just let it be.

 

[VGCgroupie]

No should be less than $220

$208.66

 

[Girlstar30]

These are my notes so far

$7600 incentives buying 200 points
$5450 incentives buying 150 points

200 Points with Magical Beginnings

$700 extra to split three ways
Potential of $1500-$3000 in the future to resell small contracts over large
Definitely 3 way split for 200 points
Magical beginnings $4000
$38,498 after MB
187 per point after MB

200 Points Without Magical Beginnings
$42,498.45
207 pp without Magical beginnings

20% Down payment on 200 points is $8499.69 with or without MB
$2833.23 split into 3 payments
$2124.92 split into 4 payments

 

[Girlstar30]

I wouldn’t you are going to drive her crazy. Just let it be.

She did sound slightly irritated last time loll

 

[Girlstar30]

Now I will figure this out for 150

 

[VGCgroupie]

$208.66

$208.66 w/o MB
$188.66 w/ MB

For 150 points

 

[Girlstar30]

$208.66 w/o MB
$188.66 w/ MB

For 150 points

This would have taken me at least half an hour

 

[VGCgroupie]

This would have taken me at least half an hour

Offer price, add them up. Subtract closing and doc prep fees. Divide by 150

Edit to add or divide by whatever point breakdown you are looking at.

 

[Wedgeout]

$208.66

Correct. See the number a messed up. Not using the cents. $207. Really good.

 

[Wedgeout]

Come on!! Just grab one. Getting a great deal.