Vacation Insurance thru Disney Have it on right now do I really need it?

[tinksgilrs251520]

Hey all

My daughters and will be going to Disney in Sept and my cut off date to get the trip paid off is July 13..... I am booked thru Disney and I was just wondering how many people actually keep the vacation insurance.... And if I dont need it and take it off will I be penalized? (by Disney for taking it off) Please help

 

[Denzbrujah]

The one thing to keep in mind is Sept trips fall within Hurricane Season and forecasters have predicted this years season will be rather "Active"

 

[VeroBeach]

Usually once it's purchased it is non-refundable, except within the first 14 days??? I'm not 100% sure of the term, but there is one.

 

[WeLoveLilo05]

I'd keep it, you never know right?
And someone said about hurricane season. We have been twice in Sept (YEARS ago) and didnt get any hurricanes, but we are going in Aug this year, a little nervous about all the hurricane talk.

 

[bartleby1]

You only have 14 days from the day you book your trip to cancel the insurance, so if it has been more than 14 days, you're stuck with it.