I’m not surprised you’re lost! Here is the *really* long explanation. My current reservations are:
• BCV Studio - 8 nights (the entire trip for my guests) - all 2019 points
• BCV 2BR “A” - 5 nights, first part of the week - all 2019 points
• BCV 2BR “B” - 4 nights, 2nd half of the trip - mix of 2019 and 2020 points.
The problem is that when I made the above reservations I think I was so worried about getting both Studio and 2BR, that I initially booked (as soon as I could) both as length of stay reservations. Then, I went back and secured two separate 2BR reservations WHILE I held on to the length of stay reservation. I wasn’t going to do that with the Studio because I was afraid to risk losing part of it; and I think they were already all booked (of course) by the time I could have made reservations for the second half anyway. Reserving rooms this way, I ended up having to borrow from 2020. And when I canceled the long 2BR reservation, 2019 points went back into my account.
I have waitlisted AKV GV for 2nd half of trip and have designated BCV “B” reservation to be replaced. If it gets filled, I will modify the Studio reservation. In doing that, I will get back 62 2019 points - which is better than having surplus borrowed points - but I would have rather tried to figure out a way to use all my current UY points first, thus borrowing less 2020 points.
And if the waitlist doesn’t come through, then I’m left with 120 unused points for 2019 and less points in 2020. But, I *can* bank them. The result of all this is just less flexibility for next year, likely having points I *have* to use and having less points to spread over the following two years.
So yesterday I started thinking about all of this and trying to figure out if I could move around points between reservations. And thinking I had made a big rookie mistake. But ultimately I realized it doesn’t really matter - no switching around of current and borrowed points will make a difference in the end. At first I was frustrated with myself for borrowing so early in the process. But then I remembered all the maneuvers I made and why I made them. I probably was a little overly cautious where the 2BR was concerned. However, in the end, the points will get used, I have no doubt of that. And I need to chill.
And if you read all of this, you are a saint!