Before I started scrapbooking, I was doing a form of scrapbooking on the computer & didn't even realize it. During 1999, I made several different calendars for family members for the year 2000. I used & still use Printmaster to do it. I printed & bound over 50 calendars by years end. (My mom decided she wanted to give each of her friends a calendar rather than a xmas card!! AARRGHH! That's another story.)
The best looking calendars were the Disney ones - using pictures from that years trip & Disney clipart from the web. Each month had a photo page & a calendar page. If you simply make the photo pages, all you are really doing is scrapbooking.

On each photo page, I picked a background that looked like a texture (I used one called "rice paper"). For each month, I simply changed the color of it. In the program, I cropped & sized my photos, framed them, arranged them on the page & embellised with clipart. Add a few comments. Viola! You scrapbbooked. You can get real fancy if you want & add features from other programs you may have too. You can have 1 photo per page or as many as you like. You can overlap, rotate, fade, ...... I've found I like the flexibility on the computer better sometimes. (and there's less stuff to buy)
I used a HP722C inkjet printer. I used white cardstock from an office supply store that was thick enough not to bleed thru since I was printing on both sides. Have since learned all about acid free...... I printed in normal quality. They were fine for a calendar.
You could do the exact same thing, but I would print on photo paper & in "best quality" if you want to put it in a scrapbook - that way they would look like real photos.
I received SO many compliments on the Disney calendars. People thought I had them made somewhere. I had people giving me pictures to make them a calendar. I had to put a stop to it.
Guess what I'm trying to say is, scrapbook the way you like to. There are no rules. And if you don't want to call it scrapbooking (because it's not cool for guys), then call it "desktop publishing" or "photo manipulation". That's what I was calling it.
By the way, it's been 2 years & those printed pages still look fine. I'm sure they won't last forever though. It wasn't acid free paper. I have since changed paper.
I still use Printmaster for most titles & just about all my journaling. I do the exact same thing some else mentioned. Measure the space available & make my journaling fit the box by changing the font size.