Well, the answer is yes and no. What the fee is for is for an escort to follow the photographer around. You know make sure he doesn't do anything Disney disapproves. I am not sure what the fee is, though I don't think it is a big as you might think. The no part to this answer depends on the photographer. There are certain photographers that do Disney weddings so much; they know the rules, and Disney will allow them to go without an escort. You would need to talk to your coordinator to find out if your photographer is one of those people.