Using Disney giftcards to pay off purchases

[DMLAINI]

I'm going to link my Disney Visa to my Magic Band. At check out, can I go to the resort check in desk and pay off the balance of what we've charged with Disney giftcards?

 

[DisneyHardin]

You will actually need to go the evening before checkout. They will "settle up" your charges during the night before your checkout with your credit card if you haven't paid them off with the gift cards before then.

 

[nkereina]

PP is correct. Also, where are you staying? Each level of resort has a different spend threshold at which time they will apply the charges to your card regardless of what day you are on in your stay. I don't recall the exact threshold amounts, but as an example, if you reach $500 of charges at a value resort, they will charge your card at that point. So if you don't want the charges to go on your Visa, you should keep track of your spending on the app and visit the front desk before you reach that threshold or the night before check-out, if you don't spend that much.

Also, be prepared for the credit card holds to be placed on your card, which may take a few days after check-out to fall off. It will hold against your available credit in the meantime.

 

[aclov]

They will apply your charges to whatever card you have on file about 2am the day you check out. Go the day prior, I actually went a couple of times different days to pay off.

 

[beldred]

It's been a few years since my last trip, but at our last stay I did that same thing. To make sure my CC wasn't charged, I stopped by the desk a few times during the trip (usually whenever we were in the building for something else and the line was short) and paid off whatever was accumulated to that point. It was very easy and clearly a regular occurrence transaction for the CMs.

 

[Mascara&MouseEars]

Was just there in August asked about doing this. The CM at the front desk explained something along the lines of the card being billed every 5th day I think. Just to be safe we would stop by every once and a while and pay the balance with our gift cards. This was not a problem at all.

 

[buzznina]

Like others here, I always pay using our GCs and I just quickly stop by the desk every 3rd day and paid off any room charges and I also get a printout of the charges to look over. I rather have a hard copy then checking them on my phone.

 

[DMLAINI]

Like others here, I always pay using our GCs and I just quickly stop by the desk every 3rd day and paid off any room charges and I also get a printout of the charges to look over. I rather have a hard copy then checking them on my phone.

Great idea on the hard copy