Using banked points

[ME Disfans]

I have an August use year and had already banked my points from last year not thinking we would plan a trip until next year. But I really would like to do a last minute stay next month. I’m confused about the current rule of only borrowing 50% of your annual points, does this mean I would have to “borrow” points since I already banked the points? I currently have 300 points but only 150 per contract year. I just can’t make sense of it, thank you in advance!

 

[Sandisw]

Since the stay you want would be in your Aug 2020 UY.. you would need to borrow your 2021 points and are limited to 50% of each contract in your membership.

So, since your contract is 150 points, you’d be capped at 75 points. Once banked, points can not be returned so those 150 you already moved are stuck and must be used in your 2021 UY...Aug 1st, 2021 through July 31st, 2022.

 

[ME Disfans]

Thank you.