If you have a set month that you plan to always go, then you should try to get a use year that is the month you go or right before to have maximum flexibility. If you go all different times, then it really doesn't matter. It can have an effect on borrowing. I have a friend with an August use year and she wants to go on a cruise in July 2002. She is already borrowed ahead and can't borrow August 2003 points unless her trip is after August 1, 2002. She likes to go in the summer months, so a June use year would have suited her better. If she cancels a June trip at the last minute, she only has until July 31 to use the points. She would also be able to borrow more for a June or July trip, now she has to plan trip dates after August 1 to borrow the next year (she has already used or made reservations for all her August 2001 points).
[This message was edited by DebbieB on 03-18-01 at 11:30 AM.]