USE Year Question

[WDW99]

So if you have an Aug. Use Year, would you be able to use those 2012 points in Feb. of 2012? Or do they not come available until Aug. of 2012?

 

[disneynutz]

Doesn't have anything to do with when you can use them. Every August you get new points. If you want to make a reservation for February 5th 2012 you have to have points available on that date. You can use August 2011 points, or you can borrow from August 2012. You need to bank any unused points during the first 8 months of your UY or you lose them.

Bill

 

[WDW99]

Doesn't have anything to do with when you can use them. Every August you get new points. If you want to make a reservation for February 5th 2012 you have to have points available on that date. You can use August 2011 points, or you can borrow from August 2012. You need to bank any unused points during the first 8 months of your UY or you lose them.

Bill

So if I DON’T have 2011 points it does matter, because on Feb. 5th 2012I have no points. Right? I have to borrow?

 

[Sandisw]

So if I DON’T have 2011 points it does matter, because on Feb. 5th 2012I have no points. Right? I have to borrow?

With an August UY, a Feb 2012 trip would take place in your 2011 UY. Therefore, you need banked 2010 points, 2011 points, or borrowed 2012 points to "pay" for that trip.

If you have no banked 2010 points or 2011 points to use, then yes, your only option would be to borrow 2012 points.

Everything is based on the UY that you will be traveling. All trips can use banked from previous UY, UY of travel, and borrowed from UY after travel.

 

[Splashboat]

Follow up question, if you don't mind:
Staying with the scenario outlined, If the person borrows the August points for the Feb. trip, but then decides to cut the vacation short by 1 day (months in advance but after booking) can she/he then bank some of the points that were just borrowed?

 

[JJSWDW]

Hi,
Quick answer: Once points are barrowed they cannot be moved back into their original use year.

However, in subsequent years, you could bank the current year's points forward, see below:

So if you had Aug2011 points and Aug2012 points and you wanted to make a ressie for Feb2012. (I know this first year this may not be possible). Then you'd book most of the ressie with the Aug2011 pts and barrow any extra points needed from Aug2012. If you trimmed back the Feb2012 trip, you could recover the Aug2011 pts and bank those forward to Aug2012. Again, the points barrowed from Aug2012 can never be returned to their original use year. Another alternative in this case would be a one time point purchase from DVC for up to 24 pts (?) instead of barrowing.

Clear as mud?

 

[alice99]

No, if you borrow points, they must stay within the use year they were moved to.

 

[Splashboat]

Thank you. Very good to know. Although we can always book at the 11 month mark, we sometimes add or subtract a day after the prices for flights come out (not usually until the 6 month mark) It is amazing how much different the flight prices can be from one day to the next.

 

[DebbieB]

So if you have an Aug. Use Year, would you be able to use those 2012 points in Feb. of 2012? Or do they not come available until Aug. of 2012?

I think one thing that confuses new members is the notion that points "deposit" into your account when your use year starts. That's not the case. All your future points are already in your account, there's no waiting for a "deposit" (unless you add-on). You just look at the use year that applies to your date of stay, that would be the current use year for that stay, not the date when you make the reservation. Banked from the use year before can be used or borrowed from the following use year.

 

[Splashboat]

Sorry, but I want to make make sure I understand. The second post states that to use 2012 points for a 2/12 vacation, the OP would need to borrow points from August 2012 if the OP has an August UY. The PP seems to say that it is not borrowing if it is the same year (in this case 2012). It appears the OP would only need to borrow if he/she wanted to use 2013 points for the 2012 trip. Is that correct?

 

[Splashboat]

Again, I apologize for being a pain, but the devil is in the detail. I thought the only disadvantage to the UY had to do with banking if you need to cancel a last minute trip. Now I am concerned that it has to do with making the reservation. To clarify the OP question (which I also wonder about), would it not be borrowing if the person took the vacation in November 2012 instead of Feb. 2012 (with an August UY)?

 

[maburke]

Again, I apologize for being a pain, but the devil is in the detail. I thought the only disadvantage to the UY had to do with banking if you need to cancel a last minute trip. Now I am concerned that it has to do with making the reservation. To clarify the OP question (which I also wonder about), would it not be borrowing if the person took the vacation in November 2012 instead of Feb. 2012 (with an August UY)?

That's correct, it would not be borrowing. I think it was not clear if the OP was talking about the reservation call or the trip being in Feb., so PP wanted to make sure everyone knows that UY does not change when you can MAKE the reservation, only what points you can use to TAKE the trip. You can always call 11/7 months in advance to use the points that will be available at the time of your trip.

Keep asking if that's not clear.

 

[Splashboat]

Actually, that was perfectly clear.
Thank you very much!

 

[disneynutz]

Let me try again.

August 2011 150 Points, good until July 31, 2012
August 2012 150 Points, good until July 31, 2013
August 2013 150 Points, good until July 31, 2014

You can bank 1 year forward during the 1st 8 months of your UY. ie: 2011 to 2012.
You can borrow from 1 year forward if you need the points for a reservation. ie: 2013 to 2012.

Banking and borrowing are final transactions, the points become the UY where you put them.

Feb 2012 vacation can use 2011 points or borrowed 2012 points.
November 2012 vacation can use banked 2011, 2012, or borrowed 2013 points.

Bill

 

[chalee94]

always start by figuring what use year you are traveling in (feb 2012 is in your 2011 UY for an aug UY and nov 2012 is in your 2012 UY, as noted.) then figure that you can use any banked pts available from the UY prior to that and any borrowed pts from the year after.

more info about UY is here - it's good to bookmark this if you might get confused:

http://www.disboards.com/showthread.php?t=1942668

 

[WDW99]

Great! Thank you soooo much. I wasn’t clear on it! That makes sense now.
1. With no points in 2011 (buying resale)
2. A trip in Feb. 2012 would have to borrow from Aug. 2012 UY



Thanks for the clarification!