use year points and booking trip

[gretabull]

Hi! My contract is in ROFR and I had a question regarding points. My use year is Dec, so if I want to book a vacation in 2022 and use 2022 points, how do I do that? Do I borrow the points if I am booking the trip in 2021? Thanks!

 

[sndral]

Hi! My contract is in ROFR and I had a question regarding points. My use year is Dec, so if I want to book a vacation in 2022 and use 2022 points, how do I do that? Do I borrow the points if I am booking the trip in 2021? Thanks!

I also have a Dec. use year.
I always book my trips 11 months ahead, use year impacts which points I can use for a particular visit, not when I can book a trip.
Any trip I take from 12/1/21 - 11/30/22 falls in my 2021 use year so I can use current 2021 points, banked 2020 points, and borrowed 2022 points (up to 50% at the moment) to make the reservation.
For example, last January I booked my December 2021 trip. I had some 2020 points I’d banked so I used those up plus I used 2021 points. I could have borrowed some 2022 points if I’d needed to, be didn’t have to this time.
The banking deadline for December is 7/31, btw.
If you have no 2021 points in the contract and want to travel from 1/1/22-11/30/22, then yes, you’d be borrowing from your 2022 points - w/ the current cap on borrowing you could borrow up to half your 2022 points.

 

[Sandisw]

Forget calendar year with DVC, especially with a Dec UY It’s all about the UY which the trip happens.

Any trip can be booked with banked points from the UY prior to travel, points from the UY of travel and borrowed up to 50% of points from the UY after the trip.

 

[gretabull]

I also have a Dec. use year.
I always book my trips 11 months ahead, use year impacts which points I can use for a particular visit, not when I can book a trip.
Any trip I take from 12/1/21 - 11/30/22 falls in my 2021 use year so I can use current 2021 points, banked 2020 points, and borrowed 2022 points (up to 50% at the moment) to make the reservation.
For example, last January I booked my December 2021 trip. I had some 2020 points I’d banked so I used those up plus I used 2021 points. I could have borrowed some 2022 points if I’d needed to, be didn’t have to this time.
The banking deadline for December is 7/31, btw.
If you have no 2021 points in the contract and want to travel from 1/1/22-11/30/22, then yes, you’d be borrowing from your 2022 points - w/ the current cap on borrowing you could borrow up to half your 2022 points.

Thank you, I think I am understanding it. The contract I am waiting for has 138 points left for 2021 so if I want to book a trip May 2022 I can use those. Then if I want to book a Sept 2022 trip I can borrow the points from my 2022 use year. Just crossing my fingers that I can pass ROFR so I can book a May 2022 trip!

 

[Sandisw]

Thank you, I think I am understanding it. The contract I am waiting for has 138 points left for 2021 so if I want to book a trip May 2022 I can use those. Then if I want to book a Sept 2022 trip I can borrow the points from my 2022 use year. Just crossing my fingers that I can pass ROFR so I can book a May 2022 trip!

Keep in mind that borrowing is currently capped at 50% of your contract right now