trip insurance suckage

[Rapunzellover]

So apparently ABD's trip insurance will only cover 150 dollars a day for up to 500 under their trip delay coverage. That doesn't cover anything I missed

Someone explain this shoddiness.

 

[sayhello]

I know this doesn't help, but actually, $150 - $200 a day is pretty standard for trip insurance travel delay, although $500 total is on the low side. (Most are in the $750 - $1000 range). Very few policies (like Travelex) just have an amount they cover without a per day limit, but even that is limited to $750 - $1000 total. But ABD's policy is not one of the more expensive/comprehensive of policies.

Sayhello

 

[Cinderella's Slipper 2015]

I don't think Disney's trip insurance is meant to cover activities that you do on your own time prior to the ABD starting. I could be wrong though

 

[Rapunzellover]

I'm not even talking about that. I'm talking about the pre-day I booked. It was more than 150

 

[kristilew]

I'm not even talking about that. I'm talking about the pre-day I booked. It was more than 150

I bet it was! When we looked at doing predays on the Italy ABD, we were quoted over $1200 for one night at the same hotel. It seems like the hotel should be a line item, not part of the day's expenses. Especially since you booked through ABD. I'm so sorry you're having to deal with this. I never read the fine print, always just opt for the ABD insurance, assuming all will be fine. I guess that's not a very realistic approach, and I will have to start being more attentive.

 

[Rapunzellover]

I never anticipated a 24 delay, so I never paid attention either. I'm gonna call again and talk to more people. Maybe that 150 is on top of hotel?

 

[sayhello]

I never anticipated a 24 delay, so I never paid attention either. I'm gonna call again and talk to more people. Maybe that 150 is on top of hotel?

I would definitely do that! Please let us know the result!

Sayhello

 

[calypso726]

I'm not even talking about that. I'm talking about the pre-day I booked. It was more than 150

If you paid with a credit card, you may also want to check if the card has a trip delay coverage. Many credit cards do. I hope this helps.

 

[Rapunzellover]

Oh that's an excellent tip! I'm still on United too. The whole thing is angering.