Travelex Insurance

[DVCMikey]

Does anyone have this or bought it? Was wondering if anyone knows if this covers your flight expenses in-case you have to cancel your trip and can't fly.

thanks

 

[BirdsOfPreyDave]

Does anyone have this or bought it? Was wondering if anyone knows if this covers your flight expenses in-case you have to cancel your trip and can't fly.

thanks

It depends on why you're canceling the trip. This isn't "any reason" insurance. It also depends on which state you live in. There are NY, WA, and "everyone else" policies. The specific terms of the coverage are on the member web site.

 

[BirdsOfPreyDave]

Coverage for canceled flights is $1000.

Here are the covered reasons for a trip cancelation:

1. Sickness, Accidental Injury or death of You, a Family
Member, Traveling Companion, or Business Partner
occurring within 30 days of the date of Your Timeshare
Trip which results in medically imposed restrictions as
certified by a Physician at the time of loss preventing
Your continued participation in the Timeshare Trip;
2. You or Your Traveling Companion are the victim of a
felonious assault within 10 days of departure;
3. You and/or Your Traveling Companion are transferred
within 30 days of the date of Your Timeshare Trip by
Your employer with whom You are employed on Your
effective date of the Plan which requires You to
relocate from Your principal place of residence;
4. You and/or Your Traveling Companion are terminated
or laid off within 30 days of the date of Your Timeshare
Trip from full time employment subject to one year of
continuous employment at the place where
employment was terminated;
5. You and/or Your Traveling Companion or Family
Member, who are military personnel, and are called to
emergency duty for a natural disaster other than war;
6. You or Your Traveling Companion being hijacked,
quarantined, required to serve on a jury, or subpoenaed;
7. Your or Your Traveling Companion’s principal place of
residence is made uninhabitable by fire, flood, volcano,
earthquake, hurricane, or other natural disaster;
8. Burglary of Your or Your Traveling Companion’s
principal place of residence within 10 days of departure;
9. The Timeshare unit remains uninhabitable within 14 days
immediately prior to and including Your scheduled arrival
date or becomes uninhabitable while You are on Your
scheduled Timeshare Trip due to a documented fire, flood,
volcano, earthquake, hurricane, or other natural disaster;
10. Weather that causes complete cessation of services of
the Common Carrier for at least 24 consecutive hours
and prevents You or Your Traveling Companion from
reaching Your destination;
11. Mandatory evacuation is ordered by local authorities at
Your scheduled Timeshare destination due to hurricane
or other natural disaster. You must have less than 50%
and no more than four (4) days of Your Timeshare Trip
remaining at the time the mandatory evacuation ends in
order to interrupt Your Timeshare Trip;
12. Closed roadway causing cessation of travel for You
and/or Your Traveling Companions for at least 48
consecutive hours to or from Your Timeshare Trip
destination (substantiated by the department of
transportation, state police, etc);
13. You and/or Your Traveling Companion being directly
involved in a documented traffic accident while en-route
to departure;
14. Strike that causes complete cessation of services for at
least 48 consecutive hours;
15. A Terrorist Incident that occurs in a city listed on Your
Timeshare Trip itinerary and within 30 days prior to Your
Scheduled Departure Date. This same city must not have
experienced a Terrorist Incident within the 90 days prior
to the Terrorist Incident that is causing the cancellation of
Your Timeshare Trip. Benefits are not provided if the
Travel Supplier offers a substitute itinerary;
16. You or Your Traveling Companion have a previously
approved military leave revoked or experience a
military re-assignment.

 

[Mr. Disney 652]

Bought, got sick at VB...8k in bills. They paid with no issue, all within 6 weeks. Great by my standards!