travel insurance question?

[eeyoreangel1]

we are now looking into getting our travel insurance because its 2010 and we are going to wdw this yearCan anybody help, we need annual cover for 3 adults,because alot of the companies we have looked at only allow 2 adults,unless our DD can lose afew years its 3 adults.thanks in advance for any replies.

 

[wayneg]

Last few years we have used Insure and Go they allow you to have 3 adults on the 1 policy but puts price up a lot, for their top cover, Black, 2 adults and 1 child would be £150 but 3 adults £263.99
What happens is you are charged as 3 individuals rather than a couple and an extra person.
I think a lot (if not all) insurers work like this. It actually cheaper to buy a couple policy then an individual policy for the extra person.

 

[Netty]

we always use direct-travel insurance, have a look here at their faq page

http://www.direct-travel.co.uk/faq/age-limits-and-age-group-definitions-category.aspx