Transfer from myself to myself?

[k_hase]

Short version: can I transfer points from one of my contracts to myself into my other contract?

I think yes, but straight answers seem to be hard to come by...

Long version: I have 2 contracts, 2 resorts, 2 use years. There is ONE point left in one of them right now. Because of the way we have planned some future trips, this one point will be lost (if I bank it, it would still not get used, then then it would disappear b/c it can't be banked into two years from now...). If I transfer it to myself in my other contract I'll get to use it.

Alternatively, can I have a reservation that pulls that one point from this one contract, and the remaining points are taken from the other. Note: the reservation is at 7 months so home resort isn't a concern.

It seems silly to go to a bunch of effort for one point, but you know, I paid for that point...

 

[thanxfornoticin]

I'm 99% certain you cannot transfer points between the contracts.

I would expect that you would have an option to make a reservation within the 7-month mark where you could use the point. However, we have multiple contracts with the same use-year, so I honestly don't have direct experience with something like that. But it seems that if your reservation is within 7 months, you can make a reservation at any DVC resort and you'd be able to choose the points. I wouldn't want to lose a point either! Good luck.

 

[k_hase]

If it matters, I have two membership numbers. One for each contract.

 

[Fred M]

My wife and I have both Copper Creek and Aulani, and when we book at 7 months, we get to pick what contract we want to pull from. As far as I know, you can't transfer to yourself. But if you're at the 7 month window and don't need a home resort 11-month privileges, why aren't you pulling from the contract with the one point left?

 

[drusba]

If you have two use years, you also have two member numbers, and you can transfer points from one use year to the other. That method has been used by many in the past to book a single vacation using two use years, since you cannot just combine points from two use years to make a reservation for any single night.

The downside to that is that transferred points cannot be used doing an online reservation, but instead you have to call MS to make the reservation.

Note if all the points are in the same use year and thus have the same member number, albeit with two different contracts, you cannot transfer between contracts but there is no reason to do so since all such points can be combined to make one reservation (at home resort at 11-months out if both have the same home resort, and at any other resort at 7 months out if the contracts are for different resorts).

 

[Sandisw]

Yes, you can transfer points between your memberships. But the points will retain their same UY and home resort,

I just did this. I needed to transfer June 2020 UY points into my Dec UY...which is still in its 2019 UY. Because I had a few hanging. It wasn’t a problem, but the transferred points could only be used for my reservation that started after June 1st. I had wanted to adjust my March one,

In the end, we found a way to make it work, but it meant canceling June, put back borrowed points I had used for part of that, booking the March nights using the borrowed points, and then hoping that the night I needed in June was still there To book with the transferred points,

Luckily, it was!

 

[stuartsong]

Yes, you can transfer between two memberships of your own and not be considered the 1 transfer rule per use year. Some CM will know this while the new CM's might not understand.

 

[k_hase]

Ok. I have two membership numbers and two use years. The single point in question would be appropriately used if transferred (in its use year, inside of 7 months).

I answered in my OP, but again—I’m not banking it b/c I’m not planning on using that membership for two years; the single banked point would not beeligible for user/c it would be too old.

 

[k_hase]

My wife and I have both Copper Creek and Aulani, and when we book at 7 months, we get to pick what contract we want to pull from. As far as I know, you can't transfer to yourself. But if you're at the 7 month window and don't need a home resort 11-month privileges, why aren't you pulling from the contract with the one point left?

B/c that contract is a small BWV contract I use to book at 11 months every couple of years for FWF. There aren’t enough points in that contract to borrow to cover anyway, and I’d hate to use that contract for something when I’ve got points in my other. The one point could get banked but still would never get used b/c I’m banking next years too.

 

[DaveNan]

Ok. I have two membership numbers and two use years. The single point in question would be appropriately used if transferred (in its use year, inside of 7 months).

I answered in my OP, but again—I’m not banking it b/c I’m not planning on using that membership for two years; the single banked point would not beeligible for user/c it would be too old.

Correct, you can only transfer current UY points. Borrowed or banked points cannot be transferred, to yourself or anyone else. Transferred points can be used in the current UY or banked and then used the next UY, they cannot be borrowed by the recipient.

 

[Marionnette]

Correct, you can only transfer current UY points. Borrowed or banked points cannot be transferred, to yourself or anyone else. Transferred points can be used in the current UY or banked and then used the next UY, they cannot be borrowed by the recipient.

You can transfer points even if they aren’t current UY. For instance, I have both October and April UYs (same resort). No 2019 points in either account. 2019 is the current UY for both memberships. I called the other day and transferred points from the October 2020 UY to the April 2020 UY and then booked my reservation, which falls in the 2020 UY for both sets of points.

 

[Deb & Bill]

I'm 99% certain you cannot transfer points between the contracts.

I would expect that you would have an option to make a reservation within the 7-month mark where you could use the point. However, we have multiple contracts with the same use-year, so I honestly don't have direct experience with something like that. But it seems that if your reservation is within 7 months, you can make a reservation at any DVC resort and you'd be able to choose the points. I wouldn't want to lose a point either! Good luck.

Sorry, incorrect. I have two UYs and transfer between them all the time. You just cannot borrow transferred points. You can bank them and you can use them. I currently have a small contract in one UY that has 11 points in it. When I transfer it to my larger contract, I'll be able to use those 11 points to book another night at seven months out to add to my three night reservation made at 11 months out.

 

[Sandisw]

I'm 99% certain you cannot transfer points between the contracts.

I would expect that you would have an option to make a reservation within the 7-month mark where you could use the point. However, we have multiple contracts with the same use-year, so I honestly don't have direct experience with something like that. But it seems that if your reservation is within 7 months, you can make a reservation at any DVC resort and you'd be able to choose the points. I wouldn't want to lose a point either! Good luck.

Contracts, no. But memberships yes. If you have one membership, then the points are already usable together, even if you have more than one contract. Same resort allows them to be used at 11months and different resorts, at 7 months.

Two memberships is like two different owners. So, OP is transferring between those so the points can be combined. In this case, it is allowed

 

[maburke]

You can transfer points even if they aren’t current UY. For instance, I have both October and April UYs (same resort). No 2019 points in either account. 2019 is the current UY for both memberships. I called the other day and transferred points from the October 2020 UY to the April 2020 UY and then booked my reservation, which falls in the 2020 UY for both sets of points.

Current isn’t meant to describe the year, it’s meant to describe the points. It refers to points that are neither banked nor borrowed. So you transferred 2020 “current” points.

 

[Marionnette]

Current isn’t meant to describe the year, it’s meant to describe the points. It refers to points that are neither banked nor borrowed. So you transferred 2020 “current” points.

That’s not what the PP that I quoted said. They specifically said “current UY points”. I was pointing out that you do not need to be within that UY in order to transfer those points.

 

[maburke]

That’s not what the PP that I quoted said. They specifically said “current UY points”. I was pointing out that you do not need to be within that UY in order to transfer those points.

Right. Those points are “current” (not banked or borrowed) in THAT UY. The full quote was “Correct, you can only transfer current UY points. Borrowed or banked points cannot be transferred, ”

 

[Marionnette]

Right. Those points are “current” (not banked or borrowed) in THAT UY. The full quote was “Correct, you can only transfer current UY points. Borrowed or banked points cannot be transferred, ”

I think that you and I have very different definitions of what "current" means with regard to UY.

 

[DaveNan]

I think that you and I have very different definitions of what "current" means with regard to UY.

I may have even contributed to this nuance. UY is hard enough to get in standard usage, let alone when you try to transfer. Earlier, I used the word "current". Maybe a better term is "original" or "issued" UY. The restriction is you you can't transfer borrowed or banked points. You can only transfer points that still still in the year they are issued. You can transfer then earlier in time, but they stay in that same UY, which may be in the future or "current".

My points are Sept UY. I just transferred points from 2020 UY (not "current") and immediately applied them to a Jan 2021 stay at their home resort. That stay lies within the 2020 UY, I used them in their "original" or "issued" UY, but technically not the "current" UY. Again this get back to UY is when you stay, not when you book, using the word "current" definitely pushes us the the more "stay" side of thinking, so it probably is not the best choice of words.

 

[maburke]

I think that you and I have very different definitions of what "current" means with regard to UY.

Okay, so what do you call points that are not banked or borrowed?