Trampolines in your backyard?

[Schachteles]

That is my concern as well. Most people I know that have one didn't have one the day they moved in. So their Home Owner policy is based on not having one. I am willing to bet most people do not think "I better call my Home Owners Insurance and tell them I got a trampoline."

Does anyone know if your premium increases if you say "Yes, I have a trampoline"?? If it does, I am willing to bet any claim against your insurance from someone breaking their arm, etc. would (or at least could) be denied.

I called and asked State Farm when we were looking to buy one and I asked if our rates would go up and they said no. I had to fill out a form acknowledging having one and it asked questions like if it had an enclosure, if it was in a fenced yard, etc. Insurance never went up, never had any issues, thankfully. We haven't had ours up in a couple years because it gets a pain to take it down each winter and put it back up in the spring.

 

[smokeyblue]

I just saw this report on the CBS early news. http://www.cbsnews.com/stories/2010/04/28/earlyshow/contributors/susankoeppen/main6439922.shtml