Started reading this book last night and I'm almost finished today.. Great reading - and pretty much confirms what my Dad always said, "Pay as you go - unless you're going for good.." He was a firm believer in paying cash for everything - including his homes - and he never had a 6-figure income (or anything even close to it).. He was able to leave my Mom extremely well off when he passed away and as kids, we never felt "deprived" or "less than" in any way, shape or form.. I especially liked his analysis of car payments and the monetary advantage of purchasing a car that is 2 years old.. It confirmed my own beliefs to the letter.. If you're interested in living a debt-free life, this is definitely a book that is worth reading.. Even if you're not convinced that it can be done - or that it's in your best interest - take a peek anyhow.. You may be pleasantly surprised!