Yes, that's correct. Different use years. When I buy my next contract, I will buy one with the same UY as my HH contract. It really hasn't been an issue for me to manage the two use years until now, but I could see how it could streamline things.
My problem is, I bought this contract thinking I would be taking my daughter to WDW and staying in a studio every May for her birthday. Now my husband has decided Disney's not so bad, and he wants to tag along. And then my in-laws invited themselves (which is fine, but that is what happened). By squeezing every last point out of my contract, I was able to book a 2 bedroom for my husband, myself, my daughter, and friend, but I wanted to book a studio for my in-laws with transferred points. And that looks to be out of the question now. I think I may just need to rent on their behalf. I was hoping to be the one to control the reservation, though, so I'm a little bummed. I'll try again tomorrow and see what happens.
I might also add that one of the reps today did me a solid. I had 6 points that had been banked into the 2013 UY from the previous owner. Our reservation isn't until May 2014, and it's an April UY. Through some voodoo, she managed to get those points applied to my booking, giving me exactly enough points for that 2 bedroom. Like I said, I just need to figure out how to best facilitate my in-laws. I was a little surprised, because I'd read on the boards that the unofficial policy was to allow unofficial transfers within one's own memberships. But you know, maybe something's changed.