Tips for new owners?

I'm a new owner as well, I do see that people recommend you split points into multiple contracts. In my case, I bought a 300 point contract which I hear its harder to sell if ever need to. The price was at an all time low for Copper Creek I paid about $106 per point. It took me a full year before I finally pulled the trigger. ...
If buying one large 300 point contract to get the discount - if that was Direct - I believe you would still get the 300 pricing with two identical 150s at the same time - just the extra closing costs. But I'd definitely want two 150s with Blue Card status if paying for Direct. Then if you downsized or gave to kids, each would still have the Blue Card status. When blue cards were only a 100 point purchase, I had friends who purchased 3x100 for their kids. Now all three kids will STILL be grandfathered in with blue card status. The blue card status disappears with a sale, but (so far) seems to be transferred fine with a family transfer or inheritance. Although I would read the fine print if that's important to you, the documents have a Lot of fine print in multiple documents lol.
 
If buying one large 300 point contract to get the discount - if that was Direct - I believe you would still get the 300 pricing with two identical 150s at the same time - just the extra closing costs. But I'd definitely want two 150s with Blue Card status if paying for Direct. Then if you downsized or gave to kids, each would still have the Blue Card status. When blue cards were only a 100 point purchase, I had friends who purchased 3x100 for their kids. Now all three kids will STILL be grandfathered in with blue card status. The blue card status disappears with a sale, but (so far) seems to be transferred fine with a family transfer or inheritance. Although I would read the fine print if that's important to you, the documents have a Lot of fine print in multiple documents lol.
In my case they were not, I bought in copper creek. They literally showed historically low when I made my purchase at dvcforless.com. Buying 2 contracts of 150 points each same resort would have been 8-10k more, than what I paid. I paid $106 per point, if you see right now average is about $135 per.
 

















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