We do the change jar thing too. I figure we save about $100 a month in change. I also buy $50 worth of Disney dollars every week. It really adds up and you don't feel it as much. I also pay $200 a month on our room until it's paid and we buy APs so we get two years vacation (we got two weeks before the AP ends) for the price of one. Hope TDS doesn't run out of disney dollars and hope AP rates for room holds up.