Things I wish I knew BEFORE I bought into The Villas at Disneyland Hotel

1) Step 1: Open a brokerage account online
2) Step 2: Link it to your bank account
3) Step 3: Transfer money to the brokerage account instead of buying a gift card (it will likely default to a government money market, you don’t have to do anything special).
4) Step 4: Watch your money pay your interest every month.
5) Step 5: Transfer money back to your bank account when the target bill is due from your gift card purchases in December
6) Step 6: Repeat every year except you don’t have to ever do Step 1 and 2 again!

Step 1 is the one that seems too overwhelming to me. I wouldn't even know which to choose.
 

Isn’t this gen z though? Two generations removed? Us millennials are like 40 and some even have back pain and stuff.

"Vibe" is 100% a Gen Z thing!

Calling gen z “millennials, is something gen x’ers do. Sorry! 😢

Is this karma for being guilty of what my gen z daughters do? They call me and DW “boomers”!
 

Things I wish I knew BEFORE I bought into The Villas at Disneyland Hotel​


Back on thread, we bought into VDH eyes wide open.

We knew about the ToT but recognized it was percentage wise less than what folks pay for taxes on cash stays at Disneyland hotel. Plus, we're not obligated to use our VDH points at Disneyland. Will be using those points next year at Poly or BLT with no ToT to be paid.

DW loves the Disney theming at VDH. That's what she wants when we do a trip to Disneyland and the park that Walt first build. As for WDW, maybe not so much. It doesn't quite have a warmth and charm Disneyland does. We do love WDW for different reasons.

The only eyes wide open bait and switch moment would be if we knew going in that they would a) cancel early entry b) remove the Pixar DCA entrance for Disney hotel guests. Grrr.... Is it a huge saving on dollars to us to lose those perks? No. It is, however, two perks we talked about before buying. One could argue to skip buying VDH, rent out WDW points, and save money staying at a close by good neighbor hotel if there's no more early entry benefit.

The Disney Forward that's coming (many many many years from now) will I believe make VDH a more desired location. Let's see. Lots of things have to happen such as VDH area to park entrance gate, enticing wonderful rides, etc.

As for price, our direct entry point is about the same or not much higher than the few resale contracts. Once the room declarations % increases (come on sales) then I think we'll be fine to exit and recoup our initial cash outlay. Not planning to do that but sometimes things change.
 
Calling gen z “millennials, is something gen x’ers do. Sorry! 😢

Is this karma for being guilty of what my gen z daughters do? They call me and DW “boomers”!
IDK how "vibe" entered my vocabulary TBH. I'm not Gen Z. Maybe I am just trying to fit in? I think Gen Z would call me "cheugy" 🤣

meme-how-do-you-do-fellow-kids.gif
 










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