The cure for add-on-itis!..to be continued..

[808blessing]

I discovered the cure for add-on itis when I bought my family Disney tickets today. I was spent. It’s done. They say new owners usually find the cure when they have to pay annual dues. I have a monthly savings for that and that’s a ways away. So my newfound revelation was the first thing accomplished this morning. I couldn’t wait to tell the DIS the secret.

But I stopped by my inbox on the way and opened a single email. It was from my broker-hooray I have closing documents!!! This is it. I’m done, right?!

Then a second email fell open. It was from another broker with a listing of several eye candy small contracts. My heart stopped. Did it hurt? Was it neutral? Will I be on the calculator today? I felt a bit detached.
Not my use year, I said.
Nahhh I’m good.
I think.
Processing it all here....

 

[Ruttangel]

Unsubscribe quickly

 

[808blessing]

Word from the wise. That’s the fourth thing I need to do.

 

[Donna M]

It will never end until you have points that you are almost struggling to use. Or you run out of money!

 

[Ms.Minnie]

It will never end until you have points that you are almost struggling to use. Or you run out of money!

I don’t know about that. I think I have FINALLY reached the point of no more adding on points for me. After our last trip this Jan/Feb I was kind of disenchanted with WDW. I was actually thinking of selling my points.


I own all my points at BW and have been a member for 20+ years. I have done four addons over the years but I really think I’m done. I can’t put my finger on a specific reason why I no longer feel the same way about WDW as I used to, I think it’s a bunch of little things.


For one thing the cost of park tickets that just keep going up and up along with the lack of ability to get on the rides. Most of the headliners at HS are so busy you can’t get on them, two trips down both for 14 days and we still haven’t gotten on Star Wars: Rise of the Resistance not to mention that that area of the park is always jammed packed...it took us 3 years (trips) to get on the Seven Dwarfs Mine Train at MK. It seems like half the attractions at Epcot are closed due to updates or creations of new rides. At the MK the WDW Railroad has been down since Dec 2017, so in 3 trips we haven’t been able to ride it, this is due to the new ride Tron.


Dining at WDW is very expensive even with discounts. If you go off site there is a huge difference in cost. I don’t mind paying but when you leave WDW and go to other places in FL which we have been doing the last couple of years you begin to see just how expensive WDW is.


Now they are taking Magical Express away. That doesn’t affect me personally but it does affect any family members that I may want to share my points with.


So far I haven’t sold any of my points but the thought does lurk in the back of my mind. At this point I could still turn a profit and put that money towards some other vacation destination. If I did sell my points I doubt I would be willing to pay the rack rates Disney charges so at this point I’m sitting tight and seeing how our next trip goes. Maybe I will feel differently on our next trip...I guess I will have to wait and see.

 

[808blessing]

Ms.Minnie, I can understand your disappointment in comparison to past glory days. That’s the beauty of DVC, you can always change your mind and set a new course without financial loss as your interests change.

So I found a way to stop my point buying. Since Friday, I wired a whole bunch of money to buy my add-on that finally came through (day 38 woohoo). I also looked one more time at an obscure website and said no thank you to a too good to be true deal (why is it so cheap?!?), unsubscribed like Ruttangel said and found a new and shiny spreadsheet template to plot out a current & retirement budget and named money not spent, with Disney in mind. Reminded myself this is just part of my portfolio and I think once I have the ability to both bank and borrow, I’ll be in a good place. I have enough at the right places for me. Then I worry, but what if want more in the future? Future self, (and DonnaM) shhhhhh.
Man, this is fun!

 

[wdwnut]

Our last add-on was 2008. We have 4 contracts at BWV. The 50% borrowing rule kind of put us in a bind for a previously planned family trip for 19 of us this fall. For the first time in over 20 years, I had to do a points transfer. If this restriction is left in place, it’s going to make these larger family trips harder to do.

 

[gharter]

I discovered the cure for add-on itis when I bought my family Disney tickets today. I was spent. It’s done. They say new owners usually find the cure when they have to pay annual dues. I have a monthly savings for that and that’s a ways away. So my newfound revelation was the first thing accomplished this morning. I couldn’t wait to tell the DIS the secret.

But I stopped by my inbox on the way and opened a single email. It was from my broker-hooray I have closing documents!!! This is it. I’m done, right?!

Then a second email fell open. It was from another broker with a listing of several eye candy small contracts. My heart stopped. Did it hurt? Was it neutral? Will I be on the calculator today? I felt a bit detached.
Not my use year, I said.
Nahhh I’m good.
I think.
Processing it all here....

Add-on-it-is only goes away for a short time, then it comes back, again and again.
Its a daily battle/

 

[808blessing]

If this restriction is left in place, it’s going to make these larger family trips harder to do.

I want the borrowing restriction to go away ASAP!

Its a daily battle/

Such wisdom.