Target Red Card for Canadians?

[Tinetine]

The Red card is either a credit card or a debit card. Both give 5% cash back on purchases.

 

[Tiger926]

The Red card is either a credit card or a debit card. Both give 5% cash back on purchases.

Part of your statement is incorrect. The card does not give cash back, but gives an automatic 5% discount on your total purchase at checkout, once you swipe your card for payment.

Tiger

 

[potzie2]

http://pressroom.target.ca/pr/tgt-en/target-to-offer-5-savings-every-238447.aspx

We have a Red Card credit card now and yes we did need to give the SIN at the time of application. I think I even needed to show them it they wouldn't just take the number from me. Either way I figure if Target miss uses the information they have a bigger privacy headache and they want to avoid that with coming to Canada.

 

[stefanospops]

I saw this thread before we left for our trip. We just got back Saturday night. I applied for the Red credit card and had to give them my SIN number. I did not need to show them the card though. They instantly approved me for an initial limit of $200. I am still waiting to receive the official card in the mail, but they gave me a temp card that was good for two weeks.

you only get the 5% discount on the amount you put on the card. So in our case our first purchase was almost $300. I put $200 on the card and got 5% off on that amount, but the amount that was leftover did not get the discount. I then went immediately to customer service and paid the balance off. It takes at least 24 hours from when you make a payment (assuming it is cash) before it becomes available again on your account.

Hope this helps! Let me know if you have other questions.