10% off EVERYTHING!! Including, sale, clearance, Rx's, and all perishables. Used to not be able to use it on perishables, but they changed that, oh, about 2 years ago or so. I know up here in MN the discount could also be used at Mervyn's for 15%, and Daytons (aka marshal fields, aka macy's)20%. Aside of earning extra 10% off coupons for every 1000 points, you can earn them for every ten Rx filled at a Target pharmacy. You can double stack them, say employee discount and visa rewards, OR Rx rewards, but you are not able to triple stack them. Comes in handy for big purchases.