bigredbeta
Why am I in this handbasket?
- Joined
- Aug 4, 2019
Tried a search but clearly couldn't get my search terms correct to find what I was looking for...
We're sold on DVC but awaiting proper cash flow to buy (gotta pay off those student loans). Have a couple friends already in DVC and the wives got to talking about a joint vacation when all the infants are ready for a proper "mega" vacation. All told assuming no new additions, it'd be 6 adults and 5 kids...
What would be the best way to manage the transfer limitations so that a blow out, mega vacation in a GV would be in reach? Yes I realize this is not the optimal strategy, just what got chosen as the goal...it was pointed out at the time that everyone would be able to stay longer if separate accommodations were booked and everyone just banked/borrowed as needed. However the wives as very old friends couldn't escape the idealized/overly romanticized image of all the kids getting up and having breakfast together each morning, movie night slumber parties, etc, etc....
From what I've read, a single member can only be a part of a transfer (either in or out of their account) one time per Use Year (not calendar year), and that transferred points can be banked (but must be done before the transferred points UY expires). But it seems like there are limitations on transferring banked or borrowed points. Please correct me if I'm wrong about this
How many years of points can one person actually manage to get? By my count getting to 5 is easy but could there be a way to get more depending on how the UY's fall? Just trying to maximize the absolute number of points possible
Family A (whoever has the most points) banks and borrows all of their points for a trip to take place in year 2 (years 1 and 3 moved to year 2) - 3x as is readily apparent
Family B (next most points) transfers their points from UY1 to Family A just before A's UY expires, those points are banked immediately - 4x
Family B transfers their points from UY2 to Family after A's UY resets - now we're up to 5x
Is there anything for family C (least number of points) to do? Does it matter if everyone's UY start at the same time or would it be better if they were staggered? I can't come up with a way to make any other transfers work out with the UY limitations but as the newbie am also by far the least knowledgeable (and can you guess that it's my wife driving the dreaming for the other 2?)
We're sold on DVC but awaiting proper cash flow to buy (gotta pay off those student loans). Have a couple friends already in DVC and the wives got to talking about a joint vacation when all the infants are ready for a proper "mega" vacation. All told assuming no new additions, it'd be 6 adults and 5 kids...
What would be the best way to manage the transfer limitations so that a blow out, mega vacation in a GV would be in reach? Yes I realize this is not the optimal strategy, just what got chosen as the goal...it was pointed out at the time that everyone would be able to stay longer if separate accommodations were booked and everyone just banked/borrowed as needed. However the wives as very old friends couldn't escape the idealized/overly romanticized image of all the kids getting up and having breakfast together each morning, movie night slumber parties, etc, etc....
From what I've read, a single member can only be a part of a transfer (either in or out of their account) one time per Use Year (not calendar year), and that transferred points can be banked (but must be done before the transferred points UY expires). But it seems like there are limitations on transferring banked or borrowed points. Please correct me if I'm wrong about this
How many years of points can one person actually manage to get? By my count getting to 5 is easy but could there be a way to get more depending on how the UY's fall? Just trying to maximize the absolute number of points possible
Family A (whoever has the most points) banks and borrows all of their points for a trip to take place in year 2 (years 1 and 3 moved to year 2) - 3x as is readily apparent
Family B (next most points) transfers their points from UY1 to Family A just before A's UY expires, those points are banked immediately - 4x
Family B transfers their points from UY2 to Family after A's UY resets - now we're up to 5x
Is there anything for family C (least number of points) to do? Does it matter if everyone's UY start at the same time or would it be better if they were staggered? I can't come up with a way to make any other transfers work out with the UY limitations but as the newbie am also by far the least knowledgeable (and can you guess that it's my wife driving the dreaming for the other 2?)