Okie dokie - an update & lessons learned:
I did call this morning and after over an hour on the phone working with a very kind SW guy, he was able to be "creative" and help me achieve what I wanted to do with my funds without breaking any of their Travel Funds rules. He sure has some good Karma due to come his way, as he really had to do some maneuvering with some other travel I have planned, etc. to accomplish what I needed. So, I did not end up losing my $, or have to plan an unnecessary trip or anything, so I lucked out & all is great!
Now, for the lessons learned:
It seems like the best bet when traveling SW is to ALWAYS book one way tickets! Seems odd, but if anyone knows of a downside of this, please let me know. All I can see is that it has very big advantages if you book your tickets one way.
Use Travel Funds VERY CAREFULLY! Wow - I know to the SW experts this may seem like a big duh, but to a newbie, this is a big deal. Yeah, it does warn you when you purchase that your ENTIRE ticket will take on the exp date of the funds that you use, but I read "Terms & Conditions, blah, blah, blah" and I was also booking on my phone & the writing is small! So yup - that one is on me, but I sure wish I was more savvy before I purchased

good news is - now I know better

and with any luck, someone will read this and it will prevent just one person from making my mistake
SO - it all turned out just fine, but only because the stars were lined up for me with my dates, other reservations that I had, current costs of flights, etc. NOT because they make exceptions. They are very strict about their rules apparently, so it is definitely a case of the more you know, the better off you are.
ANY OTHER TIPS, TRICKS, HINTS, PITFALLS, that I should be aware of when booking on SW that anyone feels like sharing with newbie SW travelers, would greatly be appreciated! All input welcome
