Someone talk me out of this...

[Heather07438]

When we were considering everything resale vs direct, we realized the direct price is not as bad as first appears. The $7k difference you're looking at seems big in one lump up front but in the big picture it's a fraction of overall DVC expense once you think about contract price and dues over the decades. Dues are the same regardless and a larger portion of the financial commitment over the years.

With 33yrs left on SSR contract, the extra $7k direct cost is around $220/yr more in today's dollars. What will you get for that extra few hundred a year, for your individual family's situation? If you're fairly certain to be using the direct contract for a long time to come and benefits will help you save much more than that on average, then $7k upfront isn't as bad as it seems.

 

[we"reofftoneverland]

Resale. As someone who did exactly what you are thinking of doing, I wouldn’t do it. I’m pretty pissed right now about the annual pass deal, because that’s the only reason we bought a direct contract. And I don’t think the AP deal is coming back. If it does, it will be severely restricted and not the same program.