I had a similar situation this summer. Luckily, I had another trip planned, so I just decided to hold onto them to use toward that trip. They were refunded for me all at once, about three weeks later. I did have to call to go through cards/values individually, as I had all the cards in a bag, and only the ones from the deposit were refunded. (We had a split stay, so many were used for the first resort). Lesson learned... Label gift cards and keep them organized by what payment they went towards. That would have saved me time! To be honest, I am leaning towards not bothering with the 5% savings this time around by using large batches of gc. Not sure it is worth my time, and the risk of a single lost or mischarged card tends to outweigh the savings.