Has anyone priced if the Silver plan is cost effective? My DH always wants to eat well (and expensive). "We're on vacation!" is his moto. But of course I'm the one that has to figure out where the money comes from. We don't golf, I doubt I would do the spa thing but who knows. Neither of us are really counter service folks for dinner (lunch maybe), breakfast..he wants to pig out..I just want my coffee! Any price it out? Or use it and have any comments? Thanks!