The main differnce b/w gold and silver is the amoutn of stuff included. With silver you get 2 wishes per person per night to use for meals or dining. WIth gold you get 3 meals per night plus unlimited recreation (boats, tours, golf, etc). I have gone with gold 4 or 5 times and I love it. if you think you would prefer to eat 3 meals a day and take advantage of the recreation go with gold. If you aren't planning on recreation and want to eat at sit down restaurants once or twice a day go with silver. Be advised that some of the more expensive restaurants are 2 wishes on silver while you can eat there and spend as much as you want and still use up only 1 meal on gold.