Should I sell?

[SeansMom]

http://www.leememorial.org/jobs/jobs_nursinginternshipfaq.asp

Google phrases such as "nursing internship program" to find links like above. I went through one of these programs as a new grad and they are still available.

Even if you're stressed, call or email at least 2 hospitals a day in areas that appeal to you and see if they are willing to work with a motivated new grad. You'd be surprised .

Best of luck!

 

[Halbleib1]

Selling may sound like the best idea but where are you going to go if you do sell? Sorry I see you answered this. So the rest of my answer is for some of the questions others raised. You will not be able to rent a place without a steady income coming in unless you get lucky and rent from a private person that does not check your financials or a family member. Also if the person were to be put out on the street with nowhere to go selling would not be their best bet. The best thing would be to stay in the home for as long as possible while trying your hardest to find a job. And I agree with others definately call your lender and try to work something out.

I feel for you OP my husband has been laid off since last August. Luckily we are doing fine financially for the moment but this can change at any time if he does not find a job shortly or if unemployment runs out. Good luck with your situation. Unfortunately there are many more like you out there.

 

[KS_Disney_Dad]

TY everyone! I have a realtor coming tomorrow to discuss it. I need to figure out all of the logistics of real estate agent contracts. I can't rent it, I cannot be a landlord from so far away.

There are companies that do this for you, usually ones that manage apartment buildings. They take a percentage (no idea how much) and handle everything - advertising, contracts, repairs, evictions, etc. They'd send you a check (minus fee) every month. You tell them no pets / smokers, they put that in the ad and contract. YOU set the rules for YOUR house, they just follow your direction for the fee.

Just letting you know that you don't have to eliminate this as an option.

 

[Halbleib1]

There are companies that do this for you, usually ones that manage apartment buildings. They take a percentage (no idea how much) and handle everything - advertising, contracts, repairs, evictions, etc. They'd send you a check (minus fee) every month. You tell them no pets / smokers, they put that in the ad and contract. YOU set the rules for YOUR house, they just follow your direction for the fee.

Just letting you know that you don't have to eliminate this as an option.

This sounds like more of a headache than it is worth though. Esp. if you are so far away and can not check up on the managment company to be sure that they are doing their jobs. I am sure there are good ones out there but there are probably more bad because they know you are not around to oversee what is going on with your home. It is so much easier for them to take advantage of you in this type of situation. And if you have a bad one than you may come back to your home being destroyed and needing to put more money than it is worth just to get it liveable again.

It is always a risk renting out your home but this seems like it would be an even bigger one because you are not there to oversee it.

 

[disfan07]

Some hospitals in SoCal are hiring new nurses.

UCLA has a new grads residency program for nursing. It's offered twice a year and is at least one year long. So basically you get the 1 year of experience in an acute (and excellent) hospital. After training at UCLA hospital, you should be fairly desirable for a recent grad for any other nursing positions that require 1 year experience.

The hospital where I am a patient (Cedars-Sinai) gets a lot of their nurses from UCLA and they have some absolutely amazing nurses at Cedars

This is the website:
http://jobs.healthcare.ucla.edu/04_sub_app_discipline.html?id=2

 

[dakcp2001]

http://www.leememorial.org/jobs/jobs_nursinginternshipfaq.asp

Google phrases such as "nursing internship program" to find links like above. I went through one of these programs as a new grad and they are still available.

Even if you're stressed, call or email at least 2 hospitals a day in areas that appeal to you and see if they are willing to work with a motivated new grad. You'd be surprised .

Best of luck!

I have been applying, speaking with recruiters and seeking out residencies since January. I have filled out over 200 applications. I have had my resume critiqued by a pro, I have hospital experience, and I have excellent recommendations from my faculty and previous employers. Most hospitals are telling me to reapply once I have a license in their state.

I am choosing 2 states to apply for a license and hoping to find a job there.

My hospital (where I currently work as an Aide) has 9 new grad RN's working as Nursing Assistants. Most hospitals won't even allow that, as it is a liability issue,mine is the only one in the area that does. Some have had their RN since 2009. My nursing program hosted an event for alumni, and 50 % of last years class still have no RN job and those that DO are working Per Diem at a Skilled Nursing Facility with no benefits. (and got very inadequate training)

Just filling out the applications, writing the essays, and speaking with recruiters is a full time job. This is in addition to styduing for the boards. I am going to have a total meltdown soon.

 

[disneygirl 17]

I would put the house on the market and I would call the mortgage lender.

I am not sure if this has been mentioned but they have the making home affordable act.

Call the lender you might qualify...your loan has to be backed by Freddie Mac or Fannie Mae...most loans are backed by them.

My husband got laid off and we did this...it is a headache. He now has a job but at a pay cut.....big pay cut. They reduced our payments by $350 a month and it is a permanant reduction. Our neighbor also got her payments reduced when her husband had a job loss.

It couldn't hurt to call.

 

[Cjmuma]

In my experience, A lot of hospitals say that they want a years experience, however, especially if you already work there, they will still hire you as a new grad. Just my experience.. Best of Luck to you

 

[SweetPeasMom2]

We are in a very similar position. I would put it up and see what happens.

Have you tried calling the bank and seeing about getting a loan modification?

 

[jedijill]

This sounds like more of a headache than it is worth though. Esp. if you are so far away and can not check up on the managment company to be sure that they are doing their jobs. I am sure there are good ones out there but there are probably more bad because they know you are not around to oversee what is going on with your home. It is so much easier for them to take advantage of you in this type of situation. And if you have a bad one than you may come back to your home being destroyed and needing to put more money than it is worth just to get it liveable again.

It is always a risk renting out your home but this seems like it would be an even bigger one because you are not there to oversee it.

And sometimes this is your only option. I put my house up for sale and then accepted a job out of state a couple of months later. Fast forward 2 years later...house never sold after sitting empty for 1 year (rent and mortgage payment is no fun!). My realtor found someone to rent for 9 months (who was a PITA!) and then I hired a property management company to rent it out again. They had someone in the house with 2 weeks of the other tenant moving out. It is worth the $100/mo I pay them to keep an eye on the house and deal with all the tenant issues. I really don't want any more screaming phonecalls from the tenant because they are made I have the audacity to try to show the place after they have given notice.

Jill in CO

 

[Kellydelly]

What does DMC stand for?

It's the Detroit Medical Center, which is a group of about 8 different hospitals in the metro Detroit area.