See if I have this straight, 2 contracts, transfers

[graygables]

Say I have one SSR contract w/ one adult DD and purchase an AKV contract w/ another adult DD (I'd like them to each have their own eventually). Is it possible to transfer the SSR points to the AKV contract (or vice versa)? If so, do they remain SSR points (or vice versa)? Can you bank transferred points? If so, how does UY effect that, if at all? Is it easier just to juggle the two contracts?'

Thanks!

 

[mikesmom]

No, the SSR points will always remain SSR points with the 11 month window at SSR and the 7 month window elsewhere. If you are making a ressie within the 7 month window you can use points from any home resort. If you are making a ressie between 7 and 11 months you can only use the points from that resort.

 

[Caskbill]

Transferred points are to retain their original resort and use year.

Transferred points can be banked, but the opposite is not true. That is, banked points cannot be transferred.

It might be easier to do it as an add-on contract. They can still be separate resorts but would have the same use year and use year month. You couldn't put different names on the contracts, but they would be separate contrances and could be willed separately if desired.

 

[Dean]

Say I have one SSR contract w/ one adult DD and purchase an AKV contract w/ another adult DD (I'd like them to each have their own eventually). Is it possible to transfer the SSR points to the AKV contract (or vice versa)? If so, do they remain SSR points (or vice versa)? Can you bank transferred points? If so, how does UY effect that, if at all? Is it easier just to juggle the two contracts?'

Thanks!

Yes you can transfer and you can bank the transferred points. Technically the points should remain the same use year and home resort as they were originally. DVC has had trouble tracking these issues in the past and while some have postulated that this has changed, we've seen no real evidence that I'm aware of one way or another. You certainly can transfer then bank the points if you want.

I'm looking at a similar issue currently. My wife and I have two mid size contracts currently (232+333). We're probably going to add on a smaller contract, likely 25-75 points with actually two or 3 separate add on contracts (25+25+25) then change the names on ONE only to add my daughter. I will then sell part or all of my current holdings, likely all. This will give me totally separate contracts of 50 (25-25) and 25 (with my daughter). I may even do the same with my son for one of the other 25 pt contracts though at the present time he's not as responsible as my daughter has been. I'll then consistently transfer the 25 points in the separate contract back to the 50 pt contract and with banking and borrowing, use it about every other year to every 3 years for a single stay in a 1 or 2 BR for 5 nights excluding weekends. That way she'll have all the perks of membership. Total cost to me about $50 plus the add on cost itself. But these will be the same home resort and use year so that removes two possible issues.

 

[tor]

Don't forget that the transfer between contracts would be the once a year transfer for both contracts. So if you do 75 points as 25 + 25 + 25 you wouldn't be able to transfer both 25's in the kids names into the first 25 with your name.

 

[Dean]

Don't forget that the transfer between contracts would be the once a year transfer for both contracts. So if you do 75 points as 25 + 25 + 25 you wouldn't be able to transfer both 25's in the kids names into the first 25 with your name.

Thanks, I hadn't forgotten and was thinking of that as I typed. It won't be an issue. In the past DVC has shown much greater latitude when dealing with multiple contracts of a single owner including transferring banked and borrowed points but it remains to be seen how they'll handle this situation given the recent changes.

 

[tor]

Thanks, I hadn't forgotten and was thinking of that as I typed. It won't be an issue. In the past DVC has shown much greater latitude when dealing with multiple contracts of a single owner including transferring banked and borrowed points but it remains to be seen how they'll handle this situation given the recent changes.

The reason I said that was a post from another that said she tried a second transfer and was denied because of the one transfer rule and they were transfers between her own accounts. I think they aren't making exceptions but it could have been the case of call back and get another answer.

 

[Dean]

The reason I said that was a post from another that said she tried a second transfer and was denied because of the one transfer rule and they were transfers between her own accounts. I think they aren't making exceptions but it could have been the case of call back and get another answer.

And in that situation, they would say no. However, consider a couple of scenarios and assume you've already transferred points for another trip between two contracts. One situation where you have a few orphaned points that you can't bank or otherwise want to use and the other where you want to do an exchange or cruise. Many of the exchange options require all your points be in ONE contract to do so, what if you wanted to do a 10/11 day cruise for a family of 4 and had 3 separate contracts. You don't really care whether they take 300 from each of the 3 or 900 all from one (as an example), but DVC does. So to make it happen, the only way to get by this technical barrier is to do a transfer. Many times in the past they didn't even say it was a transfer, just that they would take care of it and they did.

In the past and on a case by case basis, DVC has bent the rules when it seemed appropriate. As I noted, they have transferred banked and borrowed points and allowed more than one "transfer" when it was obviously reasonable to do so and when the rule was only one transfer. I have an email somewhere from a few years ago that specifically states they have "significant flexibility when it comes to multiple contracts of a single owner", I'll have to look for it when I get a change. BTW, some points timeshares combine multiple contracts under one membership even when there are different home resorts AND use years. So this is a problem created in part by how DVC has segregated the ownerships.

So, IMO, we won't truly have the answer until someone who is knowledgeable enough to word things the right way is actually denied making a reservation that fits into this arena due to the transfer rules. We shall see.

 

[tor]

And in that situation, they would say no. However, consider a couple of scenarios and assume you've already transferred points for another trip between two contracts. One situation where you have a few orphaned points that you can't bank or otherwise want to use and the other where you want to do an exchange or cruise. Many of the exchange options require all your points be in ONE contract to do so, what if you wanted to do a 10/11 day cruise for a family of 4 and had 3 separate contracts. You don't really care whether they take 300 from each of the 3 or 900 all from one (as an example), but DVC does. So to make it happen, the only way to get by this technical barrier is to do a transfer. Many times in the past they didn't even say it was a transfer, just that they would take care of it and they did.

In the past and on a case by case basis, DVC has bent the rules when it seemed appropriate. As I noted, they have transferred banked and borrowed points and allowed more than one "transfer" when it was obviously reasonable to do so and when the rule was only one transfer. I have an email somewhere from a few years ago that specifically states they have "significant flexibility when it comes to multiple contracts of a single owner", I'll have to look for it when I get a change. BTW, some points timeshares combine multiple contracts under one membership even when there are different home resorts AND use years. So this is a problem created in part by how DVC has segregated the ownerships.

So, IMO, we won't truly have the answer until someone who is knowledgeable enough to word things the right way is actually denied making a reservation that fits into this arena due to the transfer rules. We shall see.

Unfortunately I am on my way to work so I can not track down the previous post but that is exactly what she claimed the MS made the transfer for either a cruise or adventure and she had no knowledge of the transfer other than MS booked her trip than when she called back another time to do a transfer she was denied because of a transfer to shuffle points to accomodate the first trip. Again she claimed MS did the transfer on the first because that is how they handled it and she was unaware. The other way to find out is call MS on monday with the scenario and see if they would be lenient.

Also this is what I read from another's post and it is not first hand knowledge.

 

[Dean]

Unfortunately I am on my way to work so I can not track down the previous post but that is exactly what she claimed the MS made the transfer for either a cruise or adventure and she had no knowledge of the transfer other than MS booked her trip than when she called back another time to do a transfer she was denied because of a transfer to shuffle points to accomodate the first trip. Again she claimed MS did the transfer on the first because that is how they handled it and she was unaware. The other way to find out is call MS on monday with the scenario and see if they would be lenient.

Again, the second scenario would need to be the one for the cruise or the like, not the first. If the cruise or other special situation were first and the second were a regular transfer, I'd expect them to say no.

 

[sanbornangel]

Need some sound advice on how to start points. Just me and my DH in our early 40's. Kids grown and gone

 

[larrytau]

You might want to look at other threads. One in particular is "How many point? and why?" and was last responded to Yesterday at 4:25pm. Many different folks suggest ideas there.

One question that you would need to answer is: what type of lodging do you need? Since the kids are gone, will a studio be sufficient? If you planned on vacationing in Orlando during premier (aka peak) season (Easter time and Christmas week), a five night stay in a studio at Beach Club Villas would cost you 19 times 5 points, a seven night stay 181 (since Friday and Sat are 43 points each).

I would think that you need to guess at: lodging type, time of year, and resort. That would give you an idea of how many points you might need to start with. And, frequency of visits.

Keep reading: I am sure you will find more comments!

 

[klaubaugh]

she claimed the MS made the transfer for either a cruise or adventure and she had no knowledge of the transfer other than MS booked her trip than when she called back another time to do a transfer she was denied because of a transfer to shuffle points to accomodate the first trip. Again she claimed MS did the transfer on the first because that is how they handled it and she was unaware.

This is exactly what happened to us as well. We were "finally" able to still make the points transfer after being on the phone a really long time, and a manager stepping in, but we were allowed to do it. Ours was a case of buying a resale contract with some points that were going to expire. We had already booked a cruise with our first contract - but only 1 adult on points. We wanted to rebook that cruise with these new points for the 2nd adult. Seemed like no problem to me....seemed like no problem to one MS rep we talked prior to doing it....well it was a huge hassle when it actually happened. When you look at my activity statement online for that contract it is absolutely CRAZY! But...all worked out OK in the end.